STH - External Debt Collection Services

Kim Frater, founder of Bid Trawler
Written by Kim Frater
Former Public Sector Buyer • Founder of Bid Trawler • 40+ years' public sector experience
"I believe public procurement shouldn't be complicated. Every guide I write explains the process in plain English so you can bid with confidence."

2 minute read  •  Updated October 2026

A practical guide to understanding what the buyer really wants and how to build a winning response.

It's not just about collecting money

I know it sounds obvious, but this tender isn't just about recovering debts.

It's about supporting Sheffield Teaching Hospitals in maintaining their financial health.

The contract covers the provision of external debt collection services for a two-year term, with the possibility of extending for another two years.

Think about the trust factor

Debt recovery can be sensitive.

Sheffield Teaching Hospitals will be looking for an agency they can trust to handle their debts professionally and ethically.

If I were evaluating bids, I'd be asking:

  • How will this agency represent our organisation?
  • Will they treat our debtors with respect?
  • Can they maintain our reputation while collecting what's owed?

That's the mindset I'd have when writing my response.

It's about the people behind the debts

Remember, the debts you're collecting are owed by people.

Patients, their families, maybe even staff.

This isn't just about numbers on a spreadsheet.

It's about real human interactions.

I'd want to see how you approach debtors and ensure fair treatment.

Pay attention to what they say

Sheffield Teaching Hospitals have been clear about their priorities.

They’re looking for a service that’s "effective and empathetic".

This means efficiency in recovering debts, but also understanding the debtor's situation.

Your submission should demonstrate both.

Evidence always beats promises

One thing I noticed when I worked in the public sector was that promises alone rarely convinced anyone.

If you have evidence of past successes, now's the time to showcase it.

  • Case studies of similar work
  • Testimonials from previous clients
  • Performance metrics
  • Examples of ethical debt recovery practices

These can all strengthen your bid.

Consistency over the whole term

Maintaining consistency over the contract period is crucial.

How will you ensure service standards don't slip over time?

Think about:

  • Staff training and retention
  • Regular performance reviews
  • Contingency plans for staff absences
  • Continuous improvement processes

I'd be looking for detailed plans in these areas.

Don't forget the local context

Sheffield Teaching Hospitals is part of the Yorkshire and The Humber community.

Understanding the local context can be a differentiator.

How will you ensure your service aligns with local values and expectations?

Show how you'll make life easier for the Trust

Every service creates work for the client.

The best agencies reduce that workload.

Explain how your processes will make life easier for the finance team at Sheffield Teaching Hospitals:

  • Streamlined communication
  • Easy access to reports and data
  • Proactive problem-solving

That's what I'd focus on.

Common mistakes

Avoid submissions that:

  • Focus solely on debt recovery without considering debtor relationships
  • Lack evidence of past performance
  • Overlook the importance of local context
  • Fail to address how standards will be maintained over time
  • Ignore the Trust's emphasis on ethical practices
  • Provide generic responses without specifics
  • Neglect to show understanding of the healthcare sector

My Final Thoughts

Sheffield Teaching Hospitals isn't just looking for a debt collection agency. They're looking for a partner who understands their values and can support their financial goals.

With a contract value of £140,000 and a quality/price weighting to consider, your written submission needs to clearly demonstrate how you meet their expectations. Remember, it's not just about the numbers—it's about the people and the process.

Thanks for reading.

I hope this guide has helped make public procurement feel a little less daunting. If it has, then it's done its job.

Kim
Founder, Bid Trawler

P.S. Got a question?

If you've got a question about anything you've read, or you're stuck on a tender, just send me an email.

Whether it's a quick question or you simply need pointing in the right direction, I'm always happy to help if I can.

kim@bidtrawler.com

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About our "How to Win This Contract" guides

Our guides are written using publicly available procurement information, including contract notices and published tender documents where available. They are designed to help suppliers understand the buyer's likely priorities and think more strategically about their approach. They are not based on any bidder's confidential submission, bespoke bid strategy or non-public procurement information.

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