Direct Payment Payroll and Banking Service

Kim Frater, founder of Bid Trawler
Written by Kim Frater
Former Public Sector Buyer • Founder of Bid Trawler • 40+ years' public sector experience
"I believe public procurement shouldn't be complicated. Every guide I write explains the process in plain English so you can bid with confidence."

3 minute read  •  Updated September 2026

A practical guide to understanding what the buyer really wants and how to build a winning response.

The heart of this contract isn't just about payments

When you look at this tender, it's easy to think it's all about payroll and banking.

But Somerset Council is actually looking for something deeper.

They're seeking a partner to empower individuals to manage their own social care support.

Yes, you'll be handling direct payments.

But what you're really doing is giving people control over their lives.

The service covers managing direct payments for individuals eligible for social care funding, ensuring they can organise and manage their support provision effectively.

Think about the people, not just the process

The end users here aren't just account numbers.

They're individuals with unique needs and worries.

People who may be unfamiliar with managing finances.

Somerset Council wants to ensure these individuals feel supported, not overwhelmed.

If I were writing this bid, I'd focus on how my service will make the process less daunting for them.

Don't just promise compliance. Prove it.

Direct payments involve strict compliance with regulations and policies.

Most bidders will talk about their understanding of these rules.

But I'd go further.

I'd provide clear evidence of my team's expertise and past success in managing similar services.

Showcase:

  • Qualifications of your team
  • Examples of past compliance achievements
  • Testimonials from previous clients

Evidence always beats promises.

Pay attention to what they say

Somerset Council highlights in their notice that direct payments are about empowerment.

This isn't merely about transferring money.

It's about facilitating independence.

The Council isn't obliged to accept the lowest price.

That means quality is a priority.

Your submission should reflect this focus on quality and empowerment.

How will you ensure consistency over the term?

Consistency over the contract's duration is crucial.

From 2027 to 2029, potentially extending to 2030, standards can't slip.

I'd want to see exactly what measures you have in place.

Regular training updates?

Routine audits?

A robust plan for handling staff absences?

All of these show you can maintain high standards throughout the contract.

Remember, this is about more than just technology

While technology will play a role in managing payments efficiently, it's not the whole story.

The Council is looking for a service that integrates human support with technological solutions.

I'd emphasise how the technology will enhance, not replace, personal interaction.

Show how you'll make life easier for the Council

Every direct payment made is another responsibility for the Council.

Your task is to reduce this burden.

I'd explain how my processes will streamline their workload.

Efficient reporting, clear communication channels and proactive problem-solving are key.

One thing I'd keep reminding myself

At the core of this service are individuals relying on your expertise to live their lives with dignity and independence.

I'd keep asking, "How does this decision support the individuals we're serving?"

That focus will guide your responses to align with the Council's objectives.

Common mistakes

Avoid submissions that:

  • Focus solely on the technical aspects of payment processing
  • Overlook the importance of personal support and interaction
  • Fail to demonstrate past compliance and expertise
  • Ignore the need for consistent service delivery throughout the contract
  • Assume the lowest price is the main decision factor
  • Forget to explain how technology enhances, rather than replaces, human support

My Final Thoughts

Somerset Council is looking for more than a financial service provider.

They want a partner who understands the human side of direct payments.

With a contract value of £1,600,000 and a term extending potentially to 2030, your submission must emphasise quality over price.

Quality carries more weight here, and that means your written submission should focus on demonstrating how you will empower individuals and ease the Council's workload.

Thanks for reading.

I hope this guide has helped make public procurement feel a little less daunting. If it has, then it's done its job.

Kim
Founder, Bid Trawler

P.S. Got a question?

If you've got a question about anything you've read, or you're stuck on a tender, just send me an email.

Whether it's a quick question or you simply need pointing in the right direction, I'm always happy to help if I can.

kim@bidtrawler.com

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About our "How to Win This Contract" guides

Our guides are written using publicly available procurement information, including contract notices and published tender documents where available. They are designed to help suppliers understand the buyer's likely priorities and think more strategically about their approach. They are not based on any bidder's confidential submission, bespoke bid strategy or non-public procurement information.

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